How to apply for mold removal and remediation assistance in NJ, PA, NY, CT as a result of Hurricane Ida:
FEMA, the Federal Emergency Management Agency has been of great assistance and has been working diligently in aiding homeowners with funds to help pay for the devastation caused by Hurricane Ida. The widespread flooding caused by Hurricane Ida, and previously Hurricane Sandy has caused a great need for lower income homeowners to “SAVE THEIR HOME” from the ravages of mold. As a result, thousands of homeowners have turned to FEMA for financial assistance with their mold inspection, mold testing, mold removal and mold remediation needs. The contact phone number for FEMA is 800-621-3362. The fastest and easiest way to get assistance is to visit disasterassistance.gov or by downloading the FEMA App on your phone.
FEMA’s mission in New Jersey, Pennsylvania, New York and Connecticut is to provide financial assistance to homeowners after the devastation caused by Hurricane Ida. You will need to provide them with the following information when applying:
- Your current phone number
- Your address ands where you are temporarily living
- Social Security number
- A list of damages to your home
- Your insurance policy number, contact person and phone number
It is important that you take many pictures of the damage and especially of the mold removal damage that has occurred to your home. If at all possible, you will not want to wait for FEMA to provide financial assistance as time is of the essence when dealing with a mold removal problem! If you wait for FEMA’s assistance, the mold removal and remediation issues in your home will rapidly invade your property and you may end up losing your possessions and even your home itself!
It is important that you keep all receipts involved in the mold removal and remediation cleanup of your home. This includes receipts for temporary lodging as well as cleanup costs and mold removal bills from any third party mold inspection, testing, removal and remediation company.
Homeowners can receive up to $200,000 for the repair and replacement of their home. This money can be used for contents cleaning, mold inspection, mold testing, mold removal and mold remediation repairs and cleanup services. Additionally funding is available for the replacement of personal property as well as vehicles damaged or ruined by Hurricane Ida. Even renters assistance is available so you don’t necessarily need to own the property you are living in to seek financial assistance from the devastation of Hurricane Ida! Here is a helpful link where residents and businesses can apply online for assistance: http://disasterloanassistance.sba.gov You can also call 800-659-2955 or email FEMA at: DisasterCustomerService@sba.gov The SBA can help you with any specific questions you may have regarding mold inspection, mold testing, mold removal and mold remediation needs as a result of Hurricane Ida!
Additionally, the SBA is offering home disaster loans for up to $40,000 to homeowners and renters to be used for mold removal activities including mold inspection, testing, removal and remediation as a result of Hurricane Ida. You will need to demonstrate the ability to repay these funds by having a good credit history in addition to proof that you will be in a position to repay the loan. This includes collateral such as real estate and or other real assets. These SBA loans are designed to aid homeowners with mold removal and remediation services. The loan terms are usually between 1.5 and 5.7% and term lengths run between seven and thirty years.
THERE IS ALSO MOLD REMOVAL FINANCIAL ASSISTANCE FOR BUSINESS OF ANY SIZE AS WELL:
FEMA has also been providing financial assistance including loans to repair and replace damaged businesses and the mold removal needs created as a result of the devastation left by Hurricane Ida. Whether you own a large or small privately held company, a nonprofit organization such as a charity or a church, you may be entitled to financial assistance. Even private universities in NJ, PA, NY and CT are eligible for FEMA financial assistance with their mold removal needs. They too can follow the above links to begin the assistance process. The flooding that hit the New Jersey, New York, Connecticut and Pennsylvania area on August 26, 2021 was devastating to both homeowners and business’ alike. It caused massive flooding and the need for mold inspection, mold testing, mold removal and mold remediation assistance throughout its ugly path. The first thing you should do if you are a homeowner and business owner who was affected by Hurricane Ida is to immediately contact your insurance company. They will help you begin filing the disaster relief claim process. After that you can turn to FEMA to seek additional financial aid relief. Small business relief can be sought out through both (FEMA) and through the (SBA) the Small Business Administration.
In Pennsylvania, the following counties offer FEMA and SBA assistance for mold removal issues: Bucks County PA, Delaware County PA, Montgomery County PA, Philadelphia County PA.
In New Jersey, the following counties offer FEMA and SBA assistance: Bergen County NJ, Passaic County NJ, Sussex County NJ, Warren County NJ, Morris County NJ, Essex County NJ, Hudson County NJ, Hunterdon County NJ, Union County NJ, Somerset County NJ, Middlesex County NJ, Monmouth County NJ, Mercer County NJ, Ocean County NJ, Burlington County NJ and Camden County NJ.
In New York, the following counties offer FEMA and SBA assistance: Westchester County NY, Staten Island NY, Brooklyn NY, Queens County NY and Nassau County NY.
Assistance is also available in Fairfield County Connecticut!
Business’ in New Jersey, Pennsylvania, New York and Connecticut should immediately register with FEMA online or by calling 800-621-FEMA. The Hurricane Ida disaster assistance teams will help you submit your application, check the status of your claim, and can help you make any necessary corrections to your previously filed application. They can also help provide civil rights and disability integration assistance to make sure you will receive fair access to all FEMA programs as a result of mold removal, remediation, testing and inspection needs due to Hurricane Ida.
FEMA can potentially provide your small business any your employees with enhanced unemployment benefits if you are not eligible for regular NJ, PA, NY, or CT unemployment insurance. They can also provide crisis counseling, legal assistance, and additional assistance to individuals who have lost their homes or business that have lost the use of their workplace.
The Small Business Administration, (SBA) has several small business loan programs available due to the effects of Hurricane Ida. The federally declared disaster areas in New Jersey include Monmouth County NJ, Mercer County NJ, Bergen County NJ, Warren County NJ, Morris County NJ, Passaic County NJ, Sussex County NJ, Hudson County NJ, Hunterdon County NJ, Union County NJ, Essex County NJ, Somerset County NJ, Middlesex County NJ, Ocean County NJ, Burlington County NJ and Camden County NJ. In Pennsylvania the declared disaster areas include Bucks County PA, Delaware County PA, Philadelphia County PA and Montgomery County PA. In New York they include Westchester County NY, Staten Island NY, Brooklyn NY, Queens County NY and Nassau County NY as well as Fairfield County Connecticut. Check with the SBA for mold inspection, mold testing, mold removal and mold remediation relief eligibility.
The first SBA program is designed for business physical disaster loans. A small business can be entitled to a loan for as much as $2 million dollars that can be applied to mold inspection, mold testing, mold removal and mold remediation services as well as all other costs associated with the repair or replacement of damaged property. This includes inventory, supplies, machines and other business equipment. All size businesses are potentially eligible for this assistance. Whether it’s a for profit, or a nonprofit organization like a church, charity, or a private university, you should be eligible.
Another program is the Economic Injury Disaster Loan program, specifically designed for agricultural business. This Hurricane Ida relief fund can provide up to $2 million dollars in working capital loans to assist your agricultural business or aquaculture business to help you with your financial obligations as well as your mold removal and mold remediation needs. Applications for this assistance program will need to be filed no later than June 10, 2022.
New York, Pennsylvania and Connecticut is not offering additional funding assistance for businesses. On the other hand New Jersey has created a grant program geared towards small business through their Economic Development Authority program. This Hurricane Ida program can provide up to $5,000 for rent or mortgage reimbursement support to businesses and nonprofit corporations with up to fifty employees that have suffered the need for physical mold removal, inspection, testing and remediation damage as a direct result of the storm. But you must act quickly to secure this assistance.
Finally, the IRS is allowing time relief for businesses affected by Hurricane Ida. They are allowing affected filers to delay the filing of their federal and state tax returns in areas that were affected by the storm such as New Jersey, New York, Pennsylvania and Connecticut. More information can be found at https://www.irs.gov/newsroom/tax-relief-in-disaster-situations
A full description of the devastation caused by Hurricane Ida can be found here:
Certified Mold Removal Inc. has been providing Certified Mold Inspection, Testing, Removal and Remediation services since 1995! We are fully licensed and insured and offer 24 Hour Emergency mold testing, inspection, removal and remediation services throughout all of the following areas:
Bergen County NJ, Burlington County NJ, Camden County NJ, Essex County NJ, Hudson County NJ, Hunterdon County NJ, Mercer County NJ, Middlesex County NJ, Monmouth County NJ, Morris County NJ, Ocean County NJ, Passaic County NJ, Somerset County NJ, Sussex County NJ, Union County NJ and Warren County NJ.
Bucks County PA, Chester County PA, Delaware County PA, Montgomery County PA, Philadelphia County PA
Westchester County NY, Staten Island NY, Manhattan NY, Brooklyn NY, Queens NY
Fairfield County CT